Excited that your IRS refund is landing in your bank account? Ready to go do your patriotic duty and buy some cheap plastic crap from china, and say thanks Uncle Sam?

It’s more like this: You’ve been continuously mugged and beaten and robbed blind for the past seven years straight, and as you lay there on the cold, hard economic ground, bleeding and gasping and wondering what the hell happened to your vacation time and your health care plan and your mortgage payment, your attackers scoff and leer and toss a couple of bloodstained nickels on your pulverized face and mutter, here sucker, have some bus fare, and then they cackle and stomp away with all your loot and dignity and hope, back to the White House from whence they came.

SFgate offers this missive and some other fine suggestions on what do with your check.